Account Maintenance
Chinese source: 账户维护
Locale: en-US
Audience: Internal learning
Business Frame
Account maintenance changes account information or maturity instructions. It usually does not move funds immediately, but it can change future transaction behavior, interest handling, rollover, and customer communication.
Transaction List
| Code | English Name | Page Type | Study Focus |
|---|---|---|---|
[2062] | Personal Account Information Change | Account information maintenance | Update personal account information. |
[2087] | Time Deposit Maturity Instruction Maintenance | Maturity instruction maintenance | Control what happens when a time deposit matures. |
[2062] Personal Account Information Change
This page maintains personal account information. It is used when account profile fields need to be corrected or updated.
Reading focus: customer account, account name, account type, editable fields, before/after values, maintenance reason, and whether authorization is required.
Risk controls: account information affects customer identification, notices, reporting, and downstream transaction checks. Changes must be supported by evidence and audit trail.
[2087] Time Deposit Maturity Instruction Maintenance
This page maintains the instruction used when a time deposit matures. It can determine whether principal is paid out, principal rolls over, principal plus interest rolls over, or interest is credited to a receiving account.
Reading focus: customer account, sub-account, maturity instruction, rollover method, receiving account, effective date, and product rule compatibility.
Risk controls: incorrect maturity instructions can change customer earnings, liquidity, and maturity behavior. Confirm customer intent, product rule, receiving account, and authorization.
Related Concepts
| Concept | Link |
|---|---|
| Time deposit rollover | Time Deposit Rollover |
| Time deposit withdrawal | Time Deposit Withdrawal |
| Interest | Interest Accrual, Posting, and Payment |