Limit Management
Chinese source: 限额管理
Locale: en-US
Audience: Internal learning
Business Frame
Limit management controls future transaction capability for customers or accounts. It affects whether a transaction can pass, how much can pass, and whether extra authorization may be needed.
Transaction List
| Code | English Name | Page Type | Study Focus |
|---|---|---|---|
[2099] | Limit Inquiry and Modification | Limit maintenance | Query and update customer/account limits. |
[2099] Limit Inquiry and Modification
This page queries and modifies limit settings. It should be read by level, currency, scope, lower bound, upper bound, current limit, requested limit, and whether customization is allowed.
Core Reading
| Field | Reading |
|---|---|
| Limit level | Customer-level or account-level control. |
| Currency | Currency to which the limit applies. |
| Limit scope | Single transaction, daily, monthly, channel, or transaction type. |
| Lower bound | Minimum allowed value. |
| Upper bound | Maximum allowed value. |
| Current value | Effective limit now. |
| Requested value | New limit being requested. |
| Customizable | Whether this limit can be customized for a customer or account. |
Risk Controls
- Raising limits increases exposure to fraud, mistaken transfers, and loss.
- Lowering limits may block normal customer activity.
- Customer-level and account-level limits must not be confused.
- Requested limit must be within allowed lower and upper bounds.
- Changes require before/after values, reason, operator, authorizer, and timestamp.
Related Concepts
| Concept | Link |
|---|---|
| Limits | Account Limits and Transaction Controls |
| Account status | Account Status and Restriction Status |