Core Operations Concepts

Chinese source: 核心柜面专题索引

This section explains reusable concepts that appear across core operations pages.

Concepts

Concept	Purpose
Core Operations Console Basics	First mental model for operations pages, transaction codes, users, accounts, and audit trails.
Customer IDs, Account Numbers, and Account Hierarchy	Distinguish the customer entity, account container, and sub-account/deposit account.
Demand Deposits, Time Deposits, and Deposit Products	Understand how product rules shape account behavior.
Balances, Available Balance, and Frozen Balance	Distinguish ledger balance, available balance, frozen balance, and suspense balance.
Account Status and Restriction Status	Separate lifecycle status from transaction restrictions.
Restriction Codes and Attribute Controls	Read customer, account, and sub-account controls.
Account Limits and Transaction Controls	Understand limit dimensions and effective limits.
Debit/Credit Direction and Accounting Entries	Learn debit/credit direction from an operations perspective.
Transfers, Reversals, and Posting Direction	Distinguish new transfers from controlled reversals.
Business References and System References	Use references to trace transactions and exceptions.
Internal Accounts, GL Codes, and Internal Accounting	Understand internal accounts and GL-driven accounting.
Suspense Items and Clearing	Understand pending accounting items and clearing.
Fees, Charges, and Fee Posting	Read fee items, charging scenarios, and posting accounts.
Freeze, Stop-Pay, and Account Controls	Understand account freezes and restriction effects.
Legal Levy and Forced Debit	Understand forced debit flows and risk controls.
Time Deposit Withdrawal	Understand maturity, early withdrawal, interest, and account status.
Time Deposit Rollover	Understand principal rollover, interest handling, and rollover history.
Interest Accrual, Posting, and Payment	Distinguish interest calculation, settlement/posting, and payment.
Business Date Rollover, EOD, and Balancing	Understand the operating day closeout.
User Permissions, Roles, and Authorization	Understand operating and authorization permissions.
User Transaction Records, Reconciliation, and EOD Review	Understand transaction record review and closeout controls.