Account Legal Debit
Chinese source: 账户扣划
Locale: en-US
Audience: Internal learning
Business Frame
Account legal debit or forced debit moves funds out of a customer account into a designated account based on legal, regulatory, risk, or approved business basis. It is not a customer-initiated transfer.
Transaction List
| Code | English Name | Page Type | Study Focus |
|---|---|---|---|
[2004] | Forced Debit / Legal Levy | Special account operation | Debit customer funds by authority and credit a designated receiving account. |
[2004] Forced Debit / Legal Levy
This page processes forced debit from a customer account. It may be used after freeze or based on legal/regulatory/business instruction.
Core Reading
| Field | Reading |
|---|---|
| Customer account number | Account being debited. |
| Sub-account | Specific account or deposit unit being debited. |
| Debit amount | Amount forcibly moved out. |
| Debit reason | Legal, regulatory, risk, or approved business basis. |
| Destination account | Account receiving the funds. |
| Receiving bank information | Bank routing/name for payee. |
| Payee name and account | Payee identity and account details. |
Risk Controls
- Confirm the authority basis is authentic, valid, and complete.
- Verify account, sub-account, name, balance, freeze status, and debit eligibility.
- Debit amount must match allowed scope.
- Receiving account, payee name, and receiving bank must be strictly checked.
- Authorization, approval, and audit trail are required.
- After processing, review transaction history and special operation records.
Related Concepts
| Concept | Link |
|---|---|
| Legal debit | Legal Levy and Forced Debit |
| Freeze | Freeze, Stop-Pay, and Account Controls |
| References | Business References and System References |